74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Considerably
ALLQ74B2ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities for most favored clients. Provides critical insight into credit market conditions and lending flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates maximum maturity terms for top-tier clients in consumer asset-backed securities markets. Helps economists understand credit market dynamics.
Methodology
Surveyed from financial institutions reporting changes in lending terms quarterly.
Historical Context
Used by central banks and investors to assess credit market tightness and liquidity.
Key Facts
- Quarterly survey of lending terms
- Focuses on most favored client segments
- Indicates credit market flexibility
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit card or auto loan receivables. Represent a key financial market instrument.
Q: Why do maximum maturity terms matter?
A: Longer maturities suggest more favorable lending conditions. Indicates banks' confidence in borrower creditworthiness.
Q: How often is this data updated?
A: Typically updated quarterly by financial institutions and Federal Reserve surveys.
Q: Who uses this economic indicator?
A: Investors, central bankers, and financial analysts use it to assess credit market health.
Q: What does 'eased considerably' mean?
A: Indicates significantly more favorable lending terms compared to previous reporting periods.
Related Trends
12) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Trading REITs Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Tightened Somewhat
CTQ12TSNR
1) Over the Past Three Months, How Has the Amount of Resources and Attention Your Firm Devotes to Management of Concentrated Credit Exposure to Dealers and Other Financial Intermediaries (Such as Large Banking Institutions) Changed?| Answer Type: Increased Considerably
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35) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Nonfinancial Corporations as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Tightened Somewhat
CTQ35TSNR
33) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Separately Managed Accounts Established with Investment Advisers Changed Over the Past Three Months?| Answer Type: Decreased Considerably
CTQ33DCNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Somewhat
SFQ62B4TSNR
44) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Equity Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Decreased Somewhat
OTCDQ44ADSNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B2ECNR), retrieved from FRED.