66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
ALLQ66A4TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Measures changes in funding terms for non-agency residential mortgage-backed securities for average clients. Provides critical insights into mortgage credit markets.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks how lending terms for non-agency RMBS have changed for typical market participants. It reflects mortgage market lending conditions.
Methodology
Survey-based data collection from financial institutions tracking mortgage-backed securities.
Historical Context
Used by policymakers and investors to understand mortgage market dynamics.
Key Facts
- Indicates tightening of non-agency RMBS funding terms
- Reflects mortgage market lending conditions
- Important for real estate finance analysis
FAQs
Q: What are non-agency RMBS?
A: Residential mortgage-backed securities not guaranteed by government-sponsored enterprises.
Q: Why do funding terms matter?
A: They indicate credit market accessibility and risk perception in mortgage lending.
Q: What does 'tightened considerably' mean?
A: Suggests more restrictive lending conditions for mortgage-backed securities.
Q: Who monitors these funding terms?
A: Financial analysts, mortgage lenders, and investment professionals track these indicators.
Q: How frequently are these terms updated?
A: Typically reviewed and updated on a quarterly basis by financial institutions.
Related Trends
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
SFQ66A1TCNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Decreased Somewhat
ALLQ39BDSNR
60) Over the Past Three Months, How Have the Terms Under Which Equities Are Funded (Including Through Stock Loan) Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ60A3ECNR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
ALLQ66B1ESNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Increased Somewhat
CTQ39EISNR
78) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Lending Against Each of the Following Collateral Types Changed?| A. High-Grade Corporate Bonds. | Answer Type: Decreased Somewhat
SFQ78ADSNR
Citation
U.S. Federal Reserve, Non-Agency RMBS Funding Terms (ALLQ66A4TCNR), retrieved from FRED.